Who Does a General Liability Insurance Policy Cover
The General Liability umbrella flexibly covers a number individuals that work for your business.
- If your company is an individual LLC or a multi-person venture, this liability policy would cover
all owners or LLC participants and managers and possibily can include spouses if they are involved in a claim where they were working for the benefit of the company.
- If your company is a C corporation or similar entity, this policy could also
protect all officers, managers, and shareholders-- provided that these individuals are acting on behalf of the business when and incident or negligence occurs.
- Your full and part-time employees can also be covered-- again while working in their business roles.
- Your policy can also stretch to include business entities or strategic business units that fall under your company as long as they are at least 50% owned by the primary (named) company in the general liability insurance policy.
- If you have a vendor that requires idemnification that vendor or partner can be name directly in the policy and be provided with the document paperwork to ensure they are protected and in compliance with their company's regulations.
- Interns, paid and unpaid could be covered in your policy as well as long as they are working in a professional capacity for your business.
Tips to reduce your general liability insurance premiums
Who is covered by a general liability insurance policy
Expenses Covered by a General Liability Policy
Contact General Liability Insurance